Automatic Top-Up Programme

Automatic Top-Up Programme

Min. salary
N/A
Max. Amount
AED 4,000,000
Effective rate
5.24%
We do our best to accommodate your ever-changing financial needs. This is why we created the Automated Top Up Programme for regular-paying customers who already have a Personal Loan with Emirates NBD yet still need additional finance.
View Summary
Salary Transfer
Not Required
Minimum Tenure
12 months
Maximum Tenure
48 month
Early settlement
1.00%

Apply online now

Fill in your details and our expert advisor will contact you soon.

Features

  • Quick and easy
  • Loan amounts up to 125% times of your original loan amount
  • Simple Documentation
  • No Salary Transfer Letter/Salary Certificate requirement
  • Fast processing of loan application
  • Processing fee only on incremental amount
  • Rates starting 5.24%, reducing rates 2.77% flat

Documents Required

  • Valid Passport Copy with valid Resident Visa page
  • UAE Nationals: Ibara page of UAE Nationals
  • Original Emirates ID and Emirates ID copy
  • Proof of Residency or Utility Bill
  • Updated Security Cheque
  • Credit Card Statements (Where applicable)
  • Salaried Individual
    • Latest 3 Months Bank statement
    • Latest Salary Certificate / Salary Transfer Letter
  • Self-Employed
    • Latest 6 Months Bank statement
    • Trade License
    • MOA (Memorandum of Association)
    • POA (Power of Attorney)
  • Loan to Minor
    • Attested copies of guarantor/co-borrowers Passport and Visa, Emirates ID, Trade License & Income Details

Eligibility

  • Loan should be regular and current at the time of a top-up
  • All other existing top-up criteria applicable for processing the loan