NAJM Voyager Signature Card
Min. salary
AED 12,000
Annual fee
AED 523.95
Travel with ease, convenience and flexibility while earning the highest rewards. Enjoy up to AED 750 as Voyager Rewards when you spend AED 15,000 within the first 60 days.
Card Replacement fee
AED 78.75
Over Limit fee
AED 301.35
Late payment fee
AED 241.5
Cash Withdrawal Fee
AED 90 أو 3% Which ever is higher
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Unique Features
- Earn 3 Voyager Rewards for international spends and 2 Voyager Rewards for domestic spends. Book your travel with any preferred airline or travel partner and instantly redeem on najm.ae/voyager for full or partial cost of purchase
- 12 complimentary visits across 1000+ airport lounges
- ‘Dine & Fly’ provides airport dining offers at more than 200 locations globally.
- Travel with peace of mind and protect yourself against unforeseen circumstance with the complimentary medical and personal accident cover of up to USD 500,000
Features
- Get up to 5 Supplementary Cards for your family.
- The 24/7 Visa Concierge Services help you save valuable time and makes your life easy. From organizing a flight, to recommending a restaurant, arranging for opera tickets, or any services away from home - all it takes is a call to Visa Concierge.
- Enjoy Buy One Get One Free on tickets and popcorn at VOX Cinemas for up to 2 free tickets each month.
- Enjoy 30% off on dining, shopping, travel and entertainment experience at some of the UAE's finest destinations from over 450 partner merchants with Najm Lifestyle.
Core Benefits
- Balance Transfer - Simply transfer outstanding balances from other credit cards to your Najm Credit Card.
- Loan On Phone - Get up to 70% of your available Najm Credit Card limit transferred to your bank account and take care of school fees, rent, or any other expenditure.
- Cash Advance - You can withdraw cash from ATMs worldwide that have the Cirrus logo